Young Saver (Up to age 22)(17010 or 27010)

A straightforward, instant access savings account designed especially for young people, benefits include:

• Accounts can be opened from as little as £10.
• A competitive variable rate of interest on the entire balance.
• Instant access to savings.
• Interest paid yearly and added to the account on 31st March.
• A passbook to keep track of how their savings are growing.
• A free gift according to age:
  

  Up to 7 years - a wood savings box with secret squirrel nut lock

  7 - 18 years - a trendy Ducti © wallet

  18 years and over - a pre-paid Debit Card which can be used worldwide.

Rates from 1st May 2008 (Previous rates to 30/4/2008 are shown in brackets)

	GROSS AER	GROSS	NET
For investments of £10 to £25,000	5.10% (5.35%)	5.10% (5.35%)	4.08% (4.28%)
TERMS